TampaBay USA Blog

CDPE (Certified Distressed Property Expert)

tampabayusa — Tue, 18 Oct 2011 15:31:39 +0000

Attending CDPE (certified distressed property expert) training. Distressed property means homes that are under water with no opportunity to recover original value and mortgage payments increasing. Learning new strategies to ensure lender approval for short sale.
We can help you understand your options. Text me at 813.230.5957

TampaBayHomes is your real estate source for TampaBay Real Estate. We can help you throughout the Central Florida area. From St. Petersburg and Pinellas County and TampaBay and Hillsborough County and Land O Lakes and Pasco County we will help you buy your home or sell your home. We are your TampaBay Real Estate source.

Need to avoid foreclosure?

tampabayusa — Mon, 17 Oct 2011 16:43:47 +0000

If your home is under water you need to know there are ways to get out from under a mortgage on a home that will never recover its original value and/or cost. We have been in training to be sure we can help our customers find the best way to sell their home and get on with rebuilding their. financial situation. The US Treasury Department has initiated a program call HAFA (Home Affordable Foreclosure Alternatives) and I am a certified HAFA specialist.

Today I start an extensive training program for CDPE (Certified Distressed Property Specialist). A Certified Distressed Property Expert® (CDPE) has a thorough understanding of complex issues in today’s turbulent real estate industry and knowledge of foreclosure avoidance options available to homeowners. CDPEs can provide solutions, specifically short sales, for homeowners facing market hardships. We have been helping our customers achieve a short sale on their home and secure complete satisfaction of the mortgage.

We can help you. Text us at 813.230.5957 so we can discuss all your options.

Home Affordable Foreclosure Alternatives (HAFA)

tampabayusa — Mon, 19 Sep 2011 20:22:23 +0000

If your home is under water or you can’t make your mortgage payments you have choices. There are loan modifications, payment reductions and short sales to help you got out from underneath your financial problem and avoid foreclosure with its long term credit problems. I can help you evaluate your options and the programs available to you.

I’m a fully Certified and Trained HAFA Specialist (Home Affordable Foreclosure Alternatives) established by the US Treasury Department. For immediate help you can text or call me at 813.230.5057 or email at TampaBayHomes1@Yahoo.Com

Minnesota Expat enjoys life in Florida

tampabayusa — Wed, 30 Mar 2011 16:49:00 +0000

It’s hard to imagine the basic difference between TampaBay (the capital city on Florida’s gulf coast) and Minnesota. We’re down here mowing our lawn, pruning our shrubs and playing golf as we can every day of the year and we’ve just read that the ice breakers are clearing the ice from Lake Superior. And, its still March and we can remember the State High school Basketball Championships that were delayed because of March blizzards. Get some relief – we have more warm weather, fewer mosquito’s and 3400 golf courses – come on down. The weather’s fine.

Things to do this weekend in the TampaBay Area

tampabayusa — Wed, 02 Mar 2011 20:11:00 +0000

Plenty of weekend choices for the family and for great people watching. Zephyrhills is holding the 11th Annual Celtic Festival in Dade City starting Friday and running through Sunday. Admission is charged but Friday night from 6 to 9 admission is meant to be free. Saturday and Sunday the festival opens at 9 AM. Children under 12 are free.

In Plant City the Strawberry Festival starts Thursday and runs through March 13. Entertainment, rides, food (strawberries!). Hours are 10AM to 11PM, Check the link for Admission information.

Market Conditions for Buyer’s in TampaBay and Beyond

tampabayusa — Thu, 20 May 2010 13:41:26 +0000

We have been in a Buyer’s Market for several years. The combination of short sales and bank-owned properties have allowed many Buyers to purchase a property at very low prices. It has become the custom to look at a very competitive price and offer five to ten percent less. I believe we are seeing the end of discounting the discounted property prices. As the banks become more efficient and proficient at managing short sales and also managing their own Real Estate Owned (REO) business we are seeing fewer low ball offers being accepted by the lenders.

In fact, we are seeing more counter-offers from the lenders to the short sale offers that have been submitted. Now that the Lenders have achieved some measure of control over the entire short sale process they are working to stabilize the market. Consequently, we will be seeing less flexibility in short sale prices coupled with continuing conservatism from the appraisers when pricing a property.

The end result will be confirmation that the market has stabilized and that we will start to see prices rise slowly … but steadily. Message to the Buyers – if you see a good deal offer the asking price and get the deal. Try for a discount on the discounted price and you’ll miss out.

Market Conditions for Tampa Bay and beyond…

tampabayusa — Wed, 19 May 2010 19:09:39 +0000

Help is on the way. The lenders are stabilizing the market with a more careful analysis of the market conditions in specific communities. As a result, they are resisting offers discounting already discounted (short sale) prices. If you must consider a short sale the good news is we are seeing more Buyers coming into the market. If you are selling the old-fashioned way, many Buyers do not want to deal with a short sale. Even though the lenders are achieving new levels of efficiency the time lag from offer to acceptance still exceeds 60 days on average. Many Buyers cannot or will not wait to make a purchase.

Not a short sale is a very popular headline in all the multiple listing service descriptive copy. Also, appraisers remain very conservative which is not good for the seller so it is important your property is priced so that it will appraise. We can help you do that. On the whole, more Buyers entering the market coupled with Lenders resisting even lower priced offer means a stabilized market with an opportunity for recovery over time.

tampabayusa — Fri, 26 Mar 2010 13:58:41 +0000

TampaBay has largest population growth in Florida from July 2007 to July 2009. Only other city to register growth was Jacksonville. TampaBay has more than 20,000 new residents moving to the area. Lower home prices than anywhere else in the State helped this growth. If your a home buyer, check out Tampabay homes at www.tampabayhomes1.com

TampaBay is only west coast area with population growth. Home buyers have discovered TampaBay Homes are 20% undervalued says IHS Global. For your source for great home prices check www.tampabayhomes1.com

Sheena and Bob in TampaBay and beyond …

tampabayusa — Tue, 03 Nov 2009 17:11:11 +0000

Call us for more information about this home 813-996-2441

Today’s best deal in TampaBay. Located in over 55 TampaBay Golf & Country Club, this excellent property, only three years old, is right on the golf course. In perfect condition with stainless steel appliances, granite counter tops and light, bright and sunny floor plan. We have lender approval for $172,000 right now. Our Buyers waited six months for lender short sale approval and then they backed out. TBG&CC is a great community with all the amenities. Three bedrooms, two baths with 1,843 square feet. Check it out – it’s the best deal in the community. For more information write TampabayHomes1@Yahoo.Com

Sheena and Bob in TampaBay and beyond …

tampabayusa — Wed, 28 Oct 2009 19:50:24 +0000

The TampaBay Real Estate market is inching upward. This seems to be part of a nationwide trend or at least a trend in 20 major cities in the US. The Case-Shiller Index measures the growth in value of residential Real Estate. It is a bit of a rear-view mirror look at the market because the Index looks at sales two months prior. So, we know in August TampaBay home prices increased by .04 percent. Not earth shaking but better than the continuing decline we saw for the past 18 months. By the way, there are some incredible deals being offered for bank owned properties but you must be ready to move quickly when a bank-owned property comes on the market. Banks want the property off of their books and the price reflects this goal. For more information about bank-owned properties in your neighborhood drop us a note at TampaBayHomes1@Yahoo.Com